Personal Insurance

Umbrella Insurance

Many people believe that personal umbrella coverage is expensive and designed only for the wealthy. The truth is that any of us can be involved in a catastrophic auto accident and find ourselves on the wrong side of a lawsuit.

Personal umbrella insurance policies can be surprisingly affordable. Premiums can start at less than $15 per month. You may want to consider an umbrella policy if any of the following situations apply to your family:

High net worth families and individuals
Homes with pools and trampolines
Own a boat
Owners of rental property
Professional households
Not-for-profit volunteers
Sales professionals
Families with young drivers

The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.

It’s the obvious choice to buy a homeowners insurance policy that will protect your home in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.

Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.

Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.

Taking control over the unknown requires more than an insurance policy. We’ve put our experience to work for you, sharing insights about emerging risks and the latest regulations that could impact you or your business -- helping you to protect your greatest assets.

Spring Flood Safety Tips

Spring brings warm weather and longer days. It also delivers heavy rains and snowmelt for many areas of the country, increasing the likelihood of floods. How you prepare for a flood and what you do afterward can potentially lessen the damage. To protect you, your family and your property, review these flood safety tips.

7 Tips for Adding a Teen to Your Auto Policy

Adding a teen to your auto insurance will likely cause your premiums to increase. Although this can be quite costly, it is typically less expensive than having your teen purchase their own insurance, and it will provide them with the coverage they need.

Recognize Risk

Understand Risk

Control Risk