Employee Benefits

Group Long Term Care Insurance

Employers are beginning to recognize the advantage of including group long term care coverage as part of their benefits strategy. Plans can be offered on a voluntary basis for little or no cost to the employer. Companies can also choose to contribute toward premium expenses in exchange for lower rates or preferred underwriting criteria.

Employees are increasingly aware of the prohibitive cost of long term care – whether it is provided in a care facility or at home. The availability of a long term care program can be a powerful tool for employers looking to attract and retain quality employees.

We will work closely with you to build the plan that’s right for your business and your employees. We consider many factors that impact cost and coverage, including:

  • Your planned contribution strategy
  • Desired benefit level
  • Portability
  • Stay-at-home benefits
  • Rate guarantees

Contact us today to learn more about group long term care insurance.

Reduce turnover spending

The average cost of losing an employee is $8,500. Lower that cost by putting a better plan in place. Find out how CAI can help you hire, train and retain employees.

Understand controlled groups

If you are part of a controlled group, all employees need to be considered for specific plans and programs. Learn more about controlled groups by contacting CAI today.

Alternative funding strategies

There are many ways to fund your health insurance. Gain a clear understanding of these strategies and stem the tide of insurance costs.

Data transparency

In Benefits, information is king. How your company is presented to an insurance carrier dramatically impacts your cost. Talk to a risk navigator to learn how you can save.

Industry News

Taking control over the unknown requires more than an insurance policy. At CAI, we put our experience to work for you, sharing industry insights that could impact you or your business, and helping you to protect your greatest assets.

Top Insurance Regulatory Developments of 2020: Part 1

This is the first installment of a two-part look at the top 10 insurance regulatory developments of 2020 by attorneys at Locke Lord.

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