Employee Benefits

Group Life Insurance

Group life insurance gives your employees the opportunity to supplement basic life insurance plans that are often offered through employer-sponsored group health plans. These programs offer preset limits with limited underwriting requirements, making it easy to provide your employees with benefits they want at a low cost to your company.

We work hard to make sure you have the policies that meet your business goals and your employees’ needs. When building your group life insurance plan, we consider:

Group size
Employer contribution vs voluntary participation
Underwriting preferences
Level of benefit preferred

The average cost of losing an employee is $8,500. Lower that cost by putting a better plan in place. Find out how CAI can help you hire, train and retain employees.

If you are part of a controlled group, all employees need to be considered for specific plans and programs. Learn more about controlled groups by contacting CAI today.

There are many ways to fund your health insurance. Gain a clear understanding of these strategies and stem the tide of insurance costs.

In Benefits, information is king. How your company is presented to an insurance carrier dramatically impacts your cost. Talk to a risk navigator to learn how you can save.

Taking control over the unknown requires more than an insurance policy. At CAI, we put our experience to work for you, sharing industry insights that could impact you or your business, and helping you to protect your greatest assets.

Surviving the Summer Heat

Summer brings longer days and plenty of sunshine, but it also brings the challenge of staying cool amid soaring temperatures. Sweltering heat can lead to various heat-related illnesses, some of which can be serious if not addressed promptly.

5 Ways to Use Your HSA Funds

This guide breaks down five categories of expenses you can confidently pay for using your HSA.

Recognize Risk

Understand Risk

Control Risk