Employee Benefits

401k and Profit Sharing Plans

A 401(k) plan is an arrangement between your company and your employees that helps them save for retirement. 401(k) plans can be set up in a variety of ways, but the basic concept allows employee to choose between taking their compensation in cash or deferring a percentage of it to a 401(k).

A Profit Sharing Plan is usually another part of a 401 (k) plan. However, in a Profit Sharing Plan, employees do not make their own contributions. Instead, your company makes a contribution to the plan on behalf of the employee.

Contact us today to learn more about 401k and profit sharing plans.

Reduce turnover spending

The average cost of losing an employee is $8,500. Lower that cost by putting a better plan in place. Find out how CAI can help you hire, train and retain employees.

Understand controlled groups

If you are part of a controlled group, all employees need to be considered for specific plans and programs. Learn more about controlled groups by contacting CAI today.

Alternative funding strategies

There are many ways to fund your health insurance. Gain a clear understanding of these strategies and stem the tide of insurance costs.

Data transparency

In Benefits, information is king. How your company is presented to an insurance carrier dramatically impacts your cost. Talk to a risk navigator to learn how you can save.

Industry News

Taking control over the unknown requires more than an insurance policy. At CAI, we put our experience to work for you, sharing industry insights that could impact you or your business, and helping you to protect your greatest assets.