Homeowners Insurance
Buying homeowners insurance isn’t just about making your mortgage company happy. Homeowner’s policies can vary wildly in cost and coverage. Generally speaking, you get what you pay for in this arena.
Higher cost policies typically include critical features that bargain contracts do not, including benefits like replacement cost coverage for your contents and guaranteed replacement cost for the structure itself.
In addition, you can find some coverage for identity theft, higher liability and personal property limits of coverage, and protection for water that backs up into your basement when your sump pump fails. These coverages are not included in basic policies – which means you can’t rely on them being there for you if you’re paying basic prices.
We compare the cost and coverages available from the companies we represent and help you choose the best policy for you and your family. Our risk advisors will help you identify the additional coverages you should consider, define their cost, and help you tailor a homeowner’s policy that fits your budget AND your exposure.
It is ultimately up to you to determine how much coverage and which features you believe are important for you and your family. Our mission is to help you make an informed decision as you choose your homeowner’s insurance policy – not simply to give you the lowest cost option.
Contact us today to learn how you can choose the right policy.
The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.
It’s the obvious choice to buy a homeowners insurance policy that will protect your home in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.
Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.
Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.
