Personal Insurance

Insurance that Works for You

Insurance shouldn’t be overwhelming. When you understand the risks and opportunities you and your family face, you can better protect what matters most, which is why we take a different approach to insurance.

Here, it isn’t business as usual. It is deeply personal: We feel a responsibility to always look out for your best interests – understanding your needs, coverage and concerns. We take you through scenarios and not just products. We work hard to make the complex simple, and empower you to make decisions about the personal insurance policies that allow you to achieve your goals.

CAI Quote Request

The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.

It’s the obvious choice to buy a homeowners insurance policy that will protect your finances in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.

Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.

Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.

You can never predict what is going to happen next. You can, however, learn more about the risks you and your family face and discover what steps you should take now. Take our quick personal insurance risk assessment to understand your changing needs and how you can take control over the unknown.

Taking control over the unknown requires more than an insurance policy. We’ve put our experience to work for you, sharing insights about emerging risks and the latest regulations that could impact you or your business -- helping you to protect your greatest assets.

Understanding Personal Liability Coverage

Personal liability coverage is a crucial part of homeowners and renters insurance. It can help financially protect you in a variety of scenarios you may encounter, such as a guest being injured in your home or your child or pet causing third-party bodily harm or property damage.

Keeping Mold Out of Your Home

Molds are organisms that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow.

Recognize Risk

Understand Risk

Control Risk