Personal Insurance

Umbrella Insurance

Many people believe that personal umbrella coverage is expensive and designed only for the wealthy. The truth is that any of us can be involved in a catastrophic auto accident and find ourselves on the wrong side of a lawsuit.

Personal umbrella insurance policies can be surprisingly affordable. Premiums can start at less than $15 per month. You may want to consider an umbrella policy if any of the following situations apply to your family:

  • High net worth families and individuals
  • Homes with pools and trampolines
  • Own a boat
  • Owners of rental property
  • Professional households
  • Not-for-profit volunteers
  • Sales professionals
  • Families with young drivers

Contact us today to learn more about umbrella insurance policies.

Car Insurance: More than the Lowest Rate

The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.

Protect Your Home for What It’s Worth

It’s the obvious choice to buy a homeowners insurance policy that will protect your home in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.

Get the Right Coverage

Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.

Life Insurance Buys More than Peace of Mind

Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.

Industry News

Taking control over the unknown requires more than an insurance policy. We’ve put our experience to work for you, sharing insights about emerging risks and the latest regulations that could impact you or your business -- helping you to protect your greatest assets.
Identifying and Responding to Phishing Scams

Phishing is a type of cyberattack that utilizes deceptive electronic communications to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing scams, cybercriminals may also use text messages, social media interactions, fake or misleading websites, or even phone calls.

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Avoiding Contractor Scams Following Storm Damage

Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process.

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