Personal Insurance

Disability Insurance

Disability insurance is an important part of your family’s financial plan. It helps you pay bills and meet your financial obligations if you ever become too sick or injured to work for a specific period of time.

While most families realize they need life insurance, they may not always realize the importance of disability insurance. The cost can be as low as 1-2 percent of your annual income, depending on the type of plan you choose. Most plans guarantee up to 80 percent of your income.

At CAI, we will help you understand your options and build a plan that works for you and your family. We take a comprehensive look at your financial needs, your goals and any existing plans already purchased, such as through your employer.

The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.

It’s the obvious choice to buy a homeowners insurance policy that will protect your home in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.

Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.

Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.

Taking control over the unknown requires more than an insurance policy. We’ve put our experience to work for you, sharing insights about emerging risks and the latest regulations that could impact you or your business -- helping you to protect your greatest assets.

Understanding Personal Liability Coverage

Personal liability coverage is a crucial part of homeowners and renters insurance. It can help financially protect you in a variety of scenarios you may encounter, such as a guest being injured in your home or your child or pet causing third-party bodily harm or property damage.

Keeping Mold Out of Your Home

Molds are organisms that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems and on pets, clothing and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow.

Recognize Risk

Understand Risk

Control Risk