Personal Insurance

Long Term Care Insurance

Long term care insurance is an important part of your financial plan. It is an affordable solution to help pay for important health care services as you age.

More of us are living longer, and we are more likely to need some type of assistance – whether it’s physical or occupational therapy or full-time, skilled nursing care. Unfortunately, not everyone is able to put enough aside to pay for extended medical care. Relying on family can be difficult, and it’s not a burden we want for our loved ones.

Long term care policies generally provide coverage for a wide range of health expenses, including:

  • Nurses
  • Certified nursing assistance
  • Physical, occupational and respiratory therapists
  • Home health aids and homemaker services

These services can be provided in your home, an assisted living facility, an adult day center, a nursing or skilled care facilities or hospice services.

Contact us today and we’ll help you discover the coverage options that best meet your needs.

Car Insurance: More than the Lowest Rate

The right coverage for you shouldn’t be driven by price alone. Be sure to talk to a CAI Risk Advisor who can build a plan that gives you the protection you need.

Protect Your Home for What It’s Worth

It’s the obvious choice to buy a homeowners insurance policy that will protect your home in case of a loss. Talk to a CAI Risk Advisor and discover how affordable the right coverage can be.

Get the Right Coverage

Protect more than your property. Protect your finances and future with umbrella insurance. It can be surprisingly affordable. Talk to a CAI Risk Advisor to learn more about your options.

Life Insurance Buys More than Peace of Mind

Life and disability insurance are an important investment for individuals and families. It’s often less expensive than you think. Protect your personal income. Talk to a CAI Risk Advisor today.

Industry News

Taking control over the unknown requires more than an insurance policy. We’ve put our experience to work for you, sharing insights about emerging risks and the latest regulations that could impact you or your business -- helping you to protect your greatest assets.

Why You Need Umbrella Insurance

Life is unpredictable. Of course, you already know this. But have you considered all the risks you currently face? Distracted drivers. People using social media to expose others’ dirty laundry. Teen drivers, carpools, pets, parties, and even your occasional housekeeper are all examples of everyday risks…

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You Think You Won’t Qualify for Life Insurance, but You’re Wrong

You want to protect your loved ones for the future once you’re no longer around to provide for them. We all do. Life insurance gives you that peace of mind that your family will be taken care of after you’re gone…

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