Employee Benefits

Self and Alternative Funded Insurance

In a Self or Alternative Funded plan, you pay for each claim submitted by your members – while purchasing insurance coverage for unexpected large claims.

Self-funded plans offer the flexibility to customize coverage your employees receive. It also allows you to have access to more data. This data can be used to predict future expenses, customize employee communications and education, and create long term strategies to help make sure costs are managed, while employees and their families receive top quality care at more reasonable prices.

Having the claims specific information for your workforce gives you the greatest understanding of how claims are affecting the cost of your plans and allows you to adjust and prepare for your total insurance costs the following term.

Contact us today to learn more about our self and alternative funded insurance services, and how we can help your company save money.

Reduce turnover spending

The average cost of losing an employee is $8,500. Lower that cost by putting a better plan in place. Find out how CAI can help you hire, train and retain employees.

Understand controlled groups

If you are part of a controlled group, all employees need to be considered for specific plans and programs. Learn more about controlled groups by contacting CAI today.

Alternative funding strategies

There are many ways to fund your health insurance. Gain a clear understanding of these strategies and stem the tide of insurance costs.

Data transparency

In Benefits, information is king. How your company is presented to an insurance carrier dramatically impacts your cost. Talk to a risk navigator to learn how you can save.

Industry News

Taking control over the unknown requires more than an insurance policy. At CAI, we put our experience to work for you, sharing industry insights that could impact you or your business, and helping you to protect your greatest assets.

2018 Predictions: Insurance Mergers, Healthcare Consolidation

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